:root{--ink:#0b1f33;--muted:#536579;--blue:#1769e0;--blue2:#0b4fb3;--sky:#eef6ff;--line:#dbe5ef;--white:#fff;--max:1180px;--radius:18px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.68;background:#fff}
a{color:var(--blue2)}.wrap{max-width:var(--max);margin:auto;padding:0 24px}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.95);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.header-inner{min-height:72px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{display:flex;align-items:center;gap:11px;text-decoration:none;color:var(--ink);font-weight:850;letter-spacing:-.03em;font-size:1.15rem}.mark{width:34px;height:34px;border-radius:10px;background:var(--blue);display:grid;place-items:center;color:#fff;font-weight:900}
nav{display:flex;gap:22px;align-items:center}nav a{text-decoration:none;color:var(--ink);font-size:.93rem;font-weight:650}.nav-cta{padding:10px 15px;border-radius:999px;background:var(--blue);color:#fff!important}
main{padding:48px 0 80px}.article-shell{display:grid;grid-template-columns:minmax(0,820px) 280px;gap:48px;align-items:start}.article{max-width:820px}.sidebar{position:sticky;top:105px}
.hero{padding:52px 0 36px;max-width:900px}.eyebrow{text-transform:uppercase;letter-spacing:.11em;font-size:.75rem;font-weight:850;color:var(--blue)}
h1{font-size:clamp(2.25rem,5.8vw,4.7rem);line-height:1.03;letter-spacing:-.055em;margin:.2em 0 .28em}article h1{font-size:clamp(2.1rem,4.5vw,3.65rem)}
h2{font-size:clamp(1.42rem,2.8vw,2rem);line-height:1.2;letter-spacing:-.03em;margin-top:2.05em}h3{line-height:1.25;letter-spacing:-.02em}.lede{font-size:1.18rem;color:var(--muted);max-width:760px}.hero .lede{font-size:1.3rem}
.button{display:inline-block;background:var(--blue);color:#fff;text-decoration:none;font-weight:780;padding:14px 18px;border-radius:11px;box-shadow:0 8px 20px rgba(23,105,224,.17)}.button:hover{background:var(--blue2)}.text-link{font-weight:760}.hero-actions{display:flex;gap:20px;align-items:center;flex-wrap:wrap;margin-top:26px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{border:1px solid var(--line);border-radius:var(--radius);padding:23px;background:#fff}.linkcard{text-decoration:none;color:inherit}.linkcard:hover{box-shadow:0 14px 34px rgba(11,31,51,.08)}.linkcard span{font-size:.78rem;color:var(--blue);text-transform:uppercase;font-weight:850;letter-spacing:.08em}
.section-tint{background:var(--sky);margin:60px calc(50% - 50vw);padding:50px calc(50vw - 50%);border-top:1px solid #dcecff;border-bottom:1px solid #dcecff}
.cta{margin:48px 0;padding:30px;border-radius:22px;background:var(--ink);color:#fff}.cta h2{margin:.15em 0 .4em;color:#fff}.cta p{color:#d7e2ed}.cta .eyebrow{color:#8dc1ff}.cta small{display:block;margin-top:14px;color:#b9c7d5}.cta .button{background:#3c86ee}
.compact-cta{margin:0;padding:22px}.compact-cta h2{font-size:1.35rem;margin:.1em 0 .45em}.compact-cta p{font-size:.92rem}.compact-cta .button{width:100%;text-align:center;padding:12px}.compact-cta small{font-size:.75rem}
.side-links{margin-top:18px;border:1px solid var(--line);border-radius:16px;padding:18px}.side-links strong{display:block;margin-bottom:8px}.side-links a{display:block;padding:7px 0;text-decoration:none;font-size:.92rem;border-bottom:1px solid #edf2f7}.side-links a:last-child{border-bottom:0}
.source-note{padding:15px 18px;border-left:4px solid var(--blue);background:var(--sky);border-radius:0 10px 10px 0;font-size:.92rem;color:#30465c;margin:28px 0}.verdict{font-size:1.08rem;padding:22px;border:1px solid #b9d7ff;background:#f7fbff;border-radius:16px;margin:28px 0}.grid2{display:grid;grid-template-columns:1fr 1fr;gap:18px}.meta{font-size:.9rem;color:var(--muted);margin-bottom:12px}.breadcrumbs{font-size:.86rem;color:var(--muted);margin-bottom:24px}.breadcrumbs a{color:var(--muted)}
.related{border-top:1px solid var(--line);margin-top:54px;padding-top:28px}.related-links{display:flex;flex-wrap:wrap;gap:10px}.related a{padding:9px 12px;border-radius:999px;background:var(--sky);text-decoration:none;font-weight:650}
footer{border-top:1px solid var(--line);padding:42px 0 52px;color:var(--muted);font-size:.9rem}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}.footer-grid a{display:block;color:var(--muted);margin:6px 0}.footer-brand{font-weight:850;color:var(--ink);font-size:1.1rem}.disclosure-bar{background:#f7f9fc;border-bottom:1px solid var(--line);font-size:.8rem;color:var(--muted);padding:7px 0}
ul,ol{padding-left:1.35em}li{margin:.45em 0}
@media(max-width:960px){.article-shell{grid-template-columns:1fr}.sidebar{position:static}.compact-cta{margin-top:12px}.side-links{display:none}}
@media(max-width:760px){nav a:not(.nav-cta){display:none}.cards,.grid2,.footer-grid{grid-template-columns:1fr}main{padding-top:30px}.hero{padding-top:25px}.wrap{padding:0 18px}.header-inner{min-height:64px}.nav-cta{font-size:.86rem;padding:9px 12px}h1{letter-spacing:-.045em}}